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Managing money as an international student

A simple system in your first months saves a lot of stress later.

Before you leave

  • Tell your bank you will be abroad and check card fees for foreign payments
  • Bring access to enough money for the first month: deposits and set-up costs add up
  • Keep copies of your scholarship or sponsor letters

In your first weeks

Open a local bank account if you will stay more than a few months, and set up a basic monthly budget: rent, food, transport, phone and savings.

Habits that help

  • Track spending weekly for the first three months
  • Cook in batches and use student discounts
  • Keep an emergency fund, even a small one
  • Never share bank details with people offering "easy money" or scholarship processing services
Have a question about your own situation?

Book a free one-on-one consultation, or ask Sirius.

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