- Before you leave
- In your first weeks
- Habits that help
1Before you leave
- Tell your bank you will be abroad and check card fees for foreign payments
- Bring access to enough money for the first month: deposits and set-up costs add up
- Keep copies of your scholarship or sponsor letters
2In your first weeks
Open a local bank account if you will stay more than a few months, and set up a basic monthly budget: rent, food, transport, phone and savings.
3Habits that help
- Track spending weekly for the first three months
- Cook in batches and use student discounts
- Keep an emergency fund, even a small one
- Never share bank details with people offering "easy money" or scholarship processing services














